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Homeowners insurance is essential for protecting your home and belongings from financial loss in the event of a disaster. However, in California, homeowners are facing increasing difficulties in obtaining and maintaining affordable homeowners insurance.

There are a number of factors contributing to this crisis, including:

• Wildfires: California is prone to...

10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do daily, there's the risk of identity theft.

You could unknowingly give your information to a fraudster thinking you're shopping at a legitimate site. Your doctor's office...

Why insure my bicycle?

Insuring your car or home makes perfect sense. But why insure your bike?

Some people may buy a bicycle for a few hundred dollars and use it for leisurely recreational rides in the park with their kids, or to commute to school or work. Others spend...

If you have personal auto insurance in California, buckle up! The market is hardening up and consumers will be feeling it.

Some carriers are pulling out of the market in California completely (no longer offering this coverage in our state), some have moratoriums on writing new business (no new business...

Employment practices liability insurance (EPLI) is a type of insurance that protects businesses from lawsuits alleging wrongful termination, discrimination, harassment, and other employment-related claims.

EPLI is important for businesses of all sizes, as employment-related claims can be costly and time-consuming to defend. In fact, the average cost of...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...